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Current10 is PIG BANK's answer to new online lenders for entrepreneurs. It is a subsidiary of the bank that offers online loans for SMEs. Current10 is unique in that it combines the speed and simplicity of an online provider with a traditional bank loan. You can borrow from $ 5,000 to $ 250,000 if you are a sole proprietorship or general partnership, and up to $ 1 million if you are a private limited company. You can choose the term yourself, from 3 months to 3 years. If you borrow for fixed assets, the term can be up to 5 years and the interest is lower. There is no need to switch from banking if you opt for a loan with Current10.

Cost of a loan with Current10

Credit limit Interest Duration
$ 5,000 2% - 12.3% maximum 60 months
$ 1,000,000 2% - 12.3% maximum 60 months

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  • The convenience of an online application combined with the security of a bank loan.

  • Lots of financial scope with a loan of up to $ 250,000, or $ 1 million for private companies.

  • You have a tailor-made offer within 15 minutes.

  • Decision on approval within 1 business day.

  • You can decide for yourself when to withdraw within a period of 2 months.

  • Repayment by direct debit, in equal monthly installments.

  • Redemption earlier is possible without penalty.

  • Offer is without obligation and free of charge until you withdraw the money.

  • You do not need to switch banks.

  • Refinancing of existing loans at more favorable interest rates.


  • The term can only be selected in steps of 3 months.

  • Borrowed amount cannot be withdrawn flexibly, only in one go.

  • Higher interest for investments other than fixed assets.

  • Relatively strict monitoring: Current10 requires monthly insight into your cash flow.

  • Not suitable for loans less than $ 5,000.

  • Current10 requires a right of pledge and you are personally liable.

Do you want to know more?

Go to the Current10 website

More about Current10

Method and conditions


At Current10 you can submit an offer request that is ready within 15 minutes. You need your last 2 annual accounts and last 15 months of credits and debits for this. In the request you indicate, among other things, what the purpose is for your loan, by choosing from a number of categories. After you receive an offer, you will still need to upload any articles of association or partnership agreement, and the most recent income tax return. If you have indicated that you want to invest in a target that falls under fixed assets, you must also upload the quotation.

If your application is approved, all signatories in your company are requested to sign the contracts. This is done digitally, with an identity check based on your internet banking data (iDIN), and a copy of your passport. After you agree, you have up to 2 months to withdraw your loan amount. You can do this once, the entire amount at once. Upon withdrawal, an amount will be withheld depending on the amount borrowed, the remaining amount will be transferred to you within 1 working day. If you do not withdraw the money, the offer will automatically expire after 2 months. In that case you do not owe any costs.


To guarantee quality, Current10 only offers loans to a limited number of companies, which is why it applies strict criteria. The offer will expand in the future and these criteria can therefore be broadened.

  • Your company is a sole proprietorship or general partnership, or a bv with a maximum of 1 holding company and 1 operating company.
  • Your company must be established in the Netherlands and registered with the Chamber of Commerce for at least 15 months.
  • The minimum turnover is $ 50,000.
  • Your company has made a profit for at least the past year.
  • You have positive equity.
  • You do business banking with your company at PIG BANK.
  • A number of sectors are excluded: public sector, agriculture, financial services, shipping, drugs and gambling, and adult entertainment.

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