As an entrepreneur, you can go to Gocap, an international lender, for a flexible Credit between $ 10,000 and $ 350,000. You simply apply for a Credit online, which will be made available to you for 1 to 3 months after approval, depending on your creditworthiness. During this period, you can make one or more withdrawals from your Credit as many and as often as you want, and you are not required to withdraw the entire amount. 3 months after the first withdrawal you can request a reassessment of your Credit: Gocap can then offer you a longer term, a higher limit and / or more favorable conditions.
|$ 10,000||0.50% - 1.60% per month||9 months|
|$ 350,000||0.50% - 1.60% per month||9 months|
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The application process is fast and clear: the assessment is completed within 1 working day.
After approval of your application, you will immediately have access to your Credit.
Upon withdrawal, the amount will be transferred to your account within one working day.
You can withdraw the Credit flexibly and without obligation for a fixed period.
You have the opportunity to get better conditions three months after the first admission.
No collateral or security deposit is required.
You can only repay without penalty from one month after admission.
The option of multiple withdrawals means multiple separate loans. This reduces the clarity of your finances.
The first step in the online request for Business Credit at Gocap is to enter some personal and company details. You will then be asked to upload the VAT returns and an annual account of your company. To complete the application, you must upload a bank statement and a screenshot of your business internet banking.
Assessment of your credit application usually takes place within 1 working day. In case of a positive assessment, the amount will not be deposited immediately, but you will still have access to your Credit. That means you will have 1 to 3 months - depending on the credit rating - to make withdrawals. You are not obliged to withdraw the entire amount. During the recording period you can make as many withdrawals as you want.
If you don't withdraw anything at all, you don't pay any credit costs. If you do withdraw, you pay a one-off commission on the entire agreed credit amount. You pay interest only on withdrawn Credit. 3 months after the first recording you can request a retesting for possibly better conditions, a longer duration and / or a higher limit.